If your screen reads "iPhone is disabled," the most likely cause is too many wrong passcode attempts. Sometimes this can happen without you realizing it, if the phone is in your pocket or a bag.
You will need to erase your device to remove the lock and passcode, then re-sync it with iTunes. You can restore your phone from an iCloud or an iTunes backup, but if you have never backed up your phone you will need to start over.
If you are unable to use the previous steps, you will need to use Recovery Mode. Connect your phone to a computer running iTunes.
More Info is available on Apple's website.
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